Life & Health – General Laws & Regulations Workbook (Fill-in-the-Blank)

Digital Download | Instant Access | Insurance Exam Study Workbook

Build the core foundation you need to pass your Life & Health insurance licensing exam with this interactive fill-in-the-blank workbook.
This covers the universal laws, ethics, and producer regulations that appear on every L&H exam in all 50 states + D.C.

Inside you’ll work through:

• Commissioner / DOI authority
• Producer licensing & continuing education
• CE rules, renewals & reporting requirements
• Types of producer authority (express, implied, apparent)
• Fiduciary duties & handling client funds
• Unfair trade practices (twisting, rebating, misrepresentation, etc.)
• Unfair claims settlement rules
• Replacement rules & suitability standards
• Advertising guidelines
• Federal laws — HIPAA, ACA, FCRA, Do Not Call
• What’s consistent nationwide vs. what varies by state

Why this workbook works:

✔ Reinforces concepts through active recall
✔ Gives you the “big picture” needed before learning state-specific details
✔ Designed to follow your general laws & regulations lesson step-by-step
✔ Great for review weeks, cram sessions, or first-time learners

Perfect for:
• Life & Health exam prep
• Accident & Health exams
• Annuity licensing
• Combo L&H tests

📌 Next Step: After you complete this workbook, move on to your state-specific Life & Health Laws & Regulations workbook to learn the exact timeframes and penalty amounts required for your state.